February 22, 2012
Ron Patterson Insurance Agency
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Churches & Non-profits

We insure houses of worship of all types. We offer an Abuse and Molestation sub-limit and Pastoral Professional within the General Liability. Coverage options include General Liability, Property, Abuse & Molestation, and Directors & Officers/Employment Practices Liability.

Product Options

• General Liability
• Property Coverage
• Director and Officers Liability with optional Employment Practices Liability
  Perspective Organizations
• Houses or worship of all types

Directors and Officers Liability with Employment Practices Coverage

• Separate Limits of Liability for Directors and Officers and Employment Practices Liability claims
• Unlimited Defense Costs outside the limit
• Lifetime Occurrence Reporting Provision for former Directors & Officers

General Liability

• Expanded definition of Bodily Injury to include Mental Anguish or Emotional Distress
• Abuse or Molestation sub-limit
• Pastoral Professional Liability available
• Ability to consider child care services
• No General Liability deductible
• No premises limitation
• Hired and Non-Owned Auto Liability coverage available

Property

• Special cause loss form and replacement cost coverage available
• Equipment Breakdown-includes free boiler inspection if required

Want more information on churches & non-profits coverage from Ron Patterson Insurance? Click here to contact us!